Hi @Amosz,
Welcome to the community
Regulatory compliance and cost of transaction fees vs value will be some of your challenges. For fungible tokens I suggest reading Points to consider when creating a fungible token (ERC20, ERC777)
You could look at using ERC1155 as your token. Though you will likely need to use some form of Layer 2 scaling, as otherwise the transaction fees could still be too high. The outcome of The Great Reddit Scaling Bake-Off could be helpful here.