Transfer to a wallet that doesn't support smart contract

I was making a deposit to an account of mine. I decided to use USDC on the Polygon network. I purchased the USDC on the Polygon network through my Coinbase wallet. I sent it to the wallet address provided. The coins arrived in the wallet but they said it was in a smart contract and the wallet doesn't support smart contracts. I had never heard of a smart contract until then and have no idea how they work. The wallet I sent it to is a crypto chill wallet, if that helps. How did my purchase/transfer get into a smart wallet? Is there anyway it can be retrieved?