USDT, Bitcoin, Ethereum, etc

Pls how can one create a coin like USDT, Bitcoin, Ethereum, etc that can be transferable to any wallet address but those coin can not be tradable

well first of all this question could also be answered by a simple youtube search.
Anyways it seems like you have no idea about anything to be honest so it makes no sense for you to create a crypto token or as it seems in your case a crypto currency. You can't really make a token/crypto untradeable, for this you would need to indentify all wallets that belong to exchanges which seems very hard at least but is probably impossible.
Please do some more research on the fundementals of cryptocurrency and also bitcoin as it was the first. After that you can learn about the etherum and smart contract and how they work. Then you can learn about various smart contract such as tokens, their features and how they interact with AMM.
After that you can choose what you want to create and probably have the required knowledge to do so.
Good luck and have fun learning!